Retirement Planning and Retirement Strategies
These days it is all about retirement. Why? In a word: Baby Boomers (ok, two words). If you were a financial advisor, you would have heard at least one thousand times over the last few years about the TRILLION dollar opportunity that exists as Baby Boomers move their 401(k)s, pensions, and savings to IRAs or other investment vehicles.
Not only that, but retirement will be the biggest financial decision everyone makes (or doesn't make) in their life. Way more than a house. More than paying for your children's college. Your retirement could mean millions and millions of dollars depending on your age. If you're just starting in the work force chance are your retirment nest egg will exceed $5 million. Even if you are just a year from retirement your pension and 401(k) could be approaching $1 million, $500,000, even $200,000. Either way, what you do with it could determine how you live a third of your life!
401(k) Loans
Get the low-down on 401(k) loans here in this article and read about the giant gotcha that most people miss when they sign up for a 401(k) loan.
401(k) Primer
Get the all basic information you need to know in order to effectively manage your 401(k) with the 401k Primer.
Roth IRA Primer
Want to save money for retirement, watch it grow tax-free, and then take it out tax-free? The Roth IRA is for you.