Archive for Savings


The recession might be ending soon, depending upon which economists and other financial forecasters you believe.  But, that doesn’t mean that people aren’t still looking to save money.  In fact, if one good thing comes out of this recession it will be that people have been reminded that money isn’t free, credit isn’t always easy to get, and saving for emergencies... Read more→

Categories : Savings
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If you have money in a 529 plan to save for college, good for you.  529 plans represent one of the best vehicles for educational savings, and with the cost of tuition skyrocketing faster than anyone can keep up with, they also represent the middle class’ only hope of paying for even 1/2 of a college education in the future. When 529 plans were created, lawmakers attempted to correct some of... Read more→

Categories : Investing, Savings
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Sometimes people ask me questions that aren’t exactly my area of specialty.  While saving money by buying a refurbished or remanufactured product is technically about spending and personal finance, there is a lot of information that goes into such a decision that I have no way of knowing any better than you. With that being said, there are some common issues and concerns to watch out for when... Read more→

Categories : Savings
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Filing taxes as a small business or as self-employed?  If you aren’t using a sole-proprietorship business structure, chances are you are filing as an Limited Liability Company, or LLC. If so, the IRS has a guide for filing as an LLC.  Basically, for purposes of Federal Income taxes, there is no such thing as an LLC.  Either you are a sole-proprietorship or you are a partnership or... Read more→

Categories : Savings
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