Archive for December, 2008
How To – Refinancing a Home Mortgage Steps and Tips
Posted by: | CommentsWhen considering refinancing your home mortgage, the first step is to get all of the details on what you have now. Sure, you have vague numbers in your head, but that won’t help you answer all of the loan application questions, or make a real hard-numbers based calculation about the value of refinancing. What exactly do you need to know before you dive into looking for low interest rates and... Read more→
Refinancing the Mortgage to Take Advantage of Lower Interest Rates
Posted by: | CommentsOk, it’s time to look at refinancing the old homestead’s mortgage. I’ve been putting it off because of holidays and the fact that rates can still go lower even though the Fed recently cut rates to zero. Now, it’s time to take a serious look at refinancing and how it might work out for my family. I’ll be posting a series of articles here on Finance Gourmet to help guide you... Read more→
End Of Year Federal Income Tax Advice Tips and Tricks
Posted by: | CommentsHere they come. Articles, columns, emails, and websites by the dozens (hundreds? thousands?) each offering tax advice in the guise of tips and tricks while actually offering up nothing more than the same old retread of a supposed gold mine of tax savings. This is the true, cold, hard fact: There is virtually nothing you can do to lower the amount of taxes you pay on earnings that come in the... Read more→
Capital One No Hassle Rewards – Gift Cards
Posted by: | CommentsUsing Capital One Reward Miles for Gift Cards Now that Citibank has decided to nearly double my interest rate (from 9.99% to 16.99%), I am re-evaluating my Capital One Miles Plus card. One of the great benefits I used to get from my Capital One MasterCard was the ability to redeem point for gift cards. I furnished my daughters bedroom on the back of 2 $250 Toys R Us gift cards. They... Read more→
